Are you going to get the retirement you deserve when you finish working? With life expectancy increasing it is
possible that you may have 20-30 years of retirement ahead of you. This why it is important to look at your finances
now and plan for your retirement to enable you to live the life you wish to lead.
At present only a few people of the UK population will retire on maximum benefits. To obtain this you will need to invest
approximately 10% of your gross salary for 40 years to give you a pension equal to two thirds of your income.
The pension plan is the best way of achieving this as it is supported by contributions from the Inland Revenue to
provide a greater return than a bank or building society investment.
For many people a company pension scheme is the best option but for those without a company scheme or who are
self-employed Blue Ocean can advise you on the best plan for you. It is never to late to start as we can find those
which best suit your finances. We can help you to pay only what you can afford or even to take a break from paying
premiums should it be necessary. Pension plans can also be flexible in how they pay out. You may prefer a lump sum
and an income or no lump sum and a higher income.
Let as assess your circumstances and make recommendations from the wealth of plans available from the different
providers, and help you to achieve the retirement you desire.
